·12 min read
Merchant of Record in 2026: Stripe, Paddle, Polar, and the Lemon Squeezy Question Nobody Wants to Answer
Polar raised its rates 25% this year. Lemon Squeezy is quietly being folded into Stripe. Paddle still charges 5%. Here is the actual merchant of record math for a solo founder in 2026, and the honest answer about when paying that tax is worth it.
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